Sunday, September 5, 2010

Are there any effective ways to reduce the Health insurance costs?

We have been under trmendous pressure to reduce costs because of many reasons like market scenario,Competition, Gross Margins etc.
The one big ticket items that can fetch significant savings is Health Insurance costs.
Every year the claim ratios are rising resulting in the Health insurance providers asking for higer premium for same services.

Organizations have tried and are trying various measures like reducing the cover, introduction of co pay, fixing the limits etc.

Will any of the above measures gives a long term effective solution?

It has been proven through many studies that the best way to control your Health insurance costs is to invest in a corporate wellness program.
The Corporate wellness program once implemented effectively will yield better sustainbale results over a period of 2-3 years.

Wednesday, September 1, 2010

Corporate wellness programs

Healthji provides evidence-based assessments, interventions, and innovative planning tools that have been installed in over 2,000 hospitals, health plans, government agencies, military branches, universities, corporations, fitness companies, and benefit consultants.

Our wide assortment of desktop software and web-based applications allows Corporations to assess health risks, promote healthy living, and reduce health costs. Click on a product suite for more information.

These products enable your organization to improve the health of your employees, control insurance costs, lower health claims and absenteeism, and increase productivity. The goal is to focus on the “Alleged Well” and ensure that they do not fall into the “Episodic” category be providing them tools and information to make better and informed Lifestyle and Health Choices.


Corporate Employee - Health

Work life balance is skewed with people working more then 10 hour shifts in India’s booming software, manufacturing and service industry.
While this has lead to prosperity, it has also resulted in increasingly ill task force.
Workers are stressed, unhappy.
There is an increasingly skewed work life balance.

Is there a way out for an employee to balance these and ensure his health and wellness?